Consumer Loans

Loans We Offer

Helping Hand Loan

The Helping Hand loan is a personal loan to help with life’s unexpected expenses.  Credit, monthly income, and direct deposit requirements must be met to qualify.  Monthly, affordable installments are electronically debited from your bank account.  Loan amounts are determined by credit worthiness and ability to pay back the loan.  The information that you will need at time of applying is: One Month paystubs, Most recent Bank Statement (30 days transaction history) showing Direct Deposit, Photo ID, Proof of Residency (Utility or Cell phone Bill)

The Title Loan

The Title Loan is a personal loan where you can use your vehicle title as collateral.  Repayment terms are made in affordable installments, you get to keep your vehicle and drive it while E-Z Cash holds onto your title.  Loan amounts are determined on value of vehicle and repayment ability.  To apply, drive vehicle to your local E-Z Cash branch where they will conduct an inspection of the vehicle.  Complete our loan application and provide your Photo ID, Paystubs, Title, Proof of Current Insurance, Proof of Residency (Utility or Cell phone Bill), and a spare key to the vehicle.

Vehicle Financing

With our vehicle financing, we can help you get into a reliable and affordable mode of transportation.  If you have good credit, bad credit, or no credit, we can still get you financed!  Complete our Loan Application and provide your Photo ID, Paystubs, and Proof of Residency to start the application process.  Just like our Title Loans, we will hold onto the title to vehicle for repayment of your loan, while you get to drive it!  We have interest discounts available for lower risk factors, and we can set up affordable monthly payments.  Contact your nearest E-Z Cash branch for more information!”    

Frequently Asked Questions

  • You keep your property and use it, while E-Z Cash keeps the title as security for repayment of your loan.

  • An E-Z Cash representative will determine the value of your collateral and we normally loan up to 50% of the trade-in value.

  • Proof of Insurance   –   Pay stubs   –   Picture ID   –   Lien-free Wyoming Title   –   Set of vehicle keys

  • A personal loan to help with life’s unexpected expenses, monthly installments are electronically debited from your bank account.

  • Based on your income and other factors, loan amounts will be determined on an individual basis.

  • Recent monthly net income pay stubs   –   Bank statement showing income direct deposited   –   Photo ID   –   Voided check or deposit slip